Welcome to National Vehicle Solutions your number one choice for your car leasing needs.*** In light of the increasing spread of coronavirus, our main priority remains the safety and wellbeing of our customers, colleagues and partners. We continue to closely monitor the developing situation to ensure we are taking all precautions to protect our customers and colleagues alike. We continue to remain open for business, but we would also like to keep you informed about additional measures we are adopting to support our customers during this time

            

Poor Credit Car Leasing UK

Bad Credit Car Leasing 


All offers listed below are on New Vehicles unless stated within the individual offer advertised. Bad credit car leasing offers are based on either 12, 18, 24 or 36 month Non Status Contract Hire agreements and exclude maintenance. Rentals are payable in advance followed by 11/17/23/35 monthly rentals covering 10,000 miles per annum. Commercial vehicles based on 20,000 miles per annum. £199.99+VAT Documentation fee applies with all cases. Offers are subject to availability and are applicable to business and personal users; certain categories of business user may be excluded. All finance and hiring facilities subject to underwrite; guarantees and indemnities may be required. Written quotations are available upon request. Other makes and models of vehicle available.

How to apply for Bad Credit Car Finance


Please note that due to the regulation of the FCA - Financial conduct authority all customers must be assessed individually in terms of affordability and sensible borrowing. Whilst it is possible to get an applicant through with previous County court judgements, defaults and late payments these must be historical with either a settled judgement or current repayment plan in place. All customers will undergo a credit check, with the credit rating available to the funder. This will ensure that the leasing company has all information available to them, to be able to consider any bad credit car lease.  Bad credit car leasing is available, so long as you currently meet their lending criteria.

Any customers involved in an IVA must already have an agreed amount for a car payment already included in their plan otherwise the application can not be considered.  Please ensure you type Poor credit into the comment field of your online application to ensure your application is sent to the right funder to avoid unnecessary delays.

Poor Credit Car Lease on Nearly New Cars


As sub-prime lenders do not receive the additional manufacturers support, bonus payments or rebates that main stream lenders attract, by considering a VAT qualifying used, pre-registered or ex-demonstrator vehicle instead of a brand new car, this can help to reduce your monthly repayment. We have created a list of example vehicles below, to offer an indication of the likely rate taking into account the risk element involved. Once we have an approval in place we can help source the right vehicle for you. With over 90% of applicants accepted, we're confident that we can help to source your next vehicle.

Supporting Documents required for Poor Credit Score Car Leasing


At point of application we require the following supporting documents in addition to your completed application form, copy driving licence in current address, copy utility bill dated within the last 90 days at current home address and 3 months full bank statements showing all transactions and not just summary pages.  Please e-mail these to enquiries@nationalvehiclesolutions.co.uk to support your online application, these bank statements should show a positive balance where the expenditure does not exceed the income and with regular payments and credits entering the account.

How Poor Credit Car Finance works


Whilst you can select the initial payment, unless your circumstances have dramatically changed since your last default or CCJ, it's likely that the finance company will require at least an initial payment amount equivalent to 3 months rentals. You can select the contract length and annual mileage. They'll assess your affordability based on the bank statements and wage slips provided. They'll advise a car size, purchase amount and monthly fixed cost that they'll be willing to borrow up to. We'll then look towards our suppliers to match the acceptance criteria with a nearly new or brand new vehicle.

During your Poor Credit Car Lease Agreement


Unless you select a maintenance package, you will be responsible for the servicing and maintenance of the vehicle in line with manufacturers guidelines. The registration date of the vehicle will be advised to you, so that you know how much of the manufacturers warranty is remaining. Some manufacturers will include breakdown recovery for a period of time with their warranty. We'd advise you to consult the manufacturers website for further information.

Future Car Leasing Agreements in the UK


As with all credit agreements, the way you handle this account will be recorded on your credit profile. We'd hope that during your lease the on time payments would help to restore your credit score, so at the end of the lease you're able to take out a new prime lending lease agreement on your perfect car, instead of having to explore the bad credit lease vehicle route again.  It's unrealistic to think that you'd have perfect credit at the end of the lease, but by the end of the contract, we'd expect you to have a wide range of funding options available to you. We can offer used car lease deals to poor credit lease customers so long as the vehicle is VAT qualifying at time of purchase. Whilst we'd love to say that cheap car finance for poor credit history is available, you will be charged a higher rental due to the additional lending risk involved. The lease company will not lend outside of your affordability.

Why lease a car through National Vehicle Solutions


National Vehicle Solutions is a trading style of Venus Vehicle Solutions Limited, authorised and regulated by the financial conduct authority frn. We are a credit broker and not a lender, registered in England, but operating throughout the UK. Established since 2007, we have a history of happy customers, read what our customers have to say here Car Leasing Reviews 

 
Peugeot 308
1.2 PureTech 130 Allure 5dr 2019 '19'
Business Lease
£256.00Excl VAT Per Month
Initial Payment £1,536.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£307.20Incl VAT Per Month
Initial Payment £1,843.20
+ 35 months
10,000 MPA
View Deal
 
Nissan JUKE
1.6 Bose Personal Edition 5dr 2019 '19'
Business Lease
£239.00Excl VAT Per Month
Initial Payment £1,434.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£286.80Incl VAT Per Month
Initial Payment £1,720.80
+ 35 months
10,000 MPA
View Deal
 
Ford FIESTA
1.0T EcoBoost 100 ST Line 5dr 2019 '19'
Business Lease
£251.00Excl VAT Per Month
Initial Payment £1,506.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£301.20Incl VAT Per Month
Initial Payment £1,807.20
+ 35 months
10,000 MPA
View Deal
 
Alfa Romeo STELVIO
2.2 D Speciale 5dr Auto 2018 '68'
Business Lease
£500.00Excl VAT Per Month
Initial Payment £3,000.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£600.00Incl VAT Per Month
Initial Payment £3,600.00
+ 35 months
10,000 MPA
View Deal
 
Nissan QASHQAI
1.3 DiG-T N-Connecta 5dr 2019 '19'
Business Lease
£319.00Excl VAT Per Month
Initial Payment £1,914.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£382.80Incl VAT Per Month
Initial Payment £2,296.80
+ 35 months
10,000 MPA
View Deal
 
Renault CAPTUR
1.5 dCi Dynamique S Nav 5dr 2017 '17'
Business Lease
£199.00Excl VAT Per Month
Initial Payment £1,194.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£238.80Incl VAT Per Month
Initial Payment £1,432.80
+ 35 months
10,000 MPA
View Deal
 
BMW 1 SERIES
118i M Sport Shadow Edition 5dr 2019 '19'
Business Lease
£333.00Excl VAT Per Month
Initial Payment £1,998.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£399.60Incl VAT Per Month
Initial Payment £2,397.60
+ 35 months
10,000 MPA
View Deal
 
BMW 3 SERIES SALOON
320d M Sport 4dr Auto 2018 '68'
Business Lease
£379.00Excl VAT Per Month
Initial Payment £2,274.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£454.80Incl VAT Per Month
Initial Payment £2,728.80
+ 35 months
10,000 MPA
View Deal
 
Hyundai I10
1.0 Premium 5dr 2019 '19'
Business Lease
£194.00Excl VAT Per Month
Initial Payment £1,164.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£232.80Incl VAT Per Month
Initial Payment £1,396.80
+ 35 months
10,000 MPA
View Deal
 
Peugeot 2008
1.2 PureTech Allure 5dr 2019 '19'
Business Lease
£230.00Excl VAT Per Month
Initial Payment £1,380.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£276.00Incl VAT Per Month
Initial Payment £1,656.00
+ 35 months
10,000 MPA
View Deal
 
Kia SPORTAGE
1.6 CRDI GT-Line 5dr 2019 '19'
Business Lease
£360.00Excl VAT Per Month
Initial Payment £2,160.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£432.00Incl VAT Per Month
Initial Payment £2,592.00
+ 35 months
10,000 MPA
View Deal
 
Ford FIESTA
1.0T EcoBoost Zetec Nav 5dr 2019 '19'
Business Lease
£232.00Excl VAT Per Month
Initial Payment £1,392.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£278.40Incl VAT Per Month
Initial Payment £1,670.40
+ 35 months
10,000 MPA
View Deal
 
Renault GRAND SCENIC
1.3 TCE 140 Iconic 5dr 2019 '19'
Business Lease
£306.00Excl VAT Per Month
Initial Payment £1,836.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£367.20Incl VAT Per Month
Initial Payment £2,203.20
+ 35 months
10,000 MPA
View Deal
 
Vauxhall CROSSLAND X
1.6 Turbo D 120 TechLine Nav 5dr 2018 '68'
Business Lease
£255.00Excl VAT Per Month
Initial Payment £1,530.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£306.00Incl VAT Per Month
Initial Payment £1,836.00
+ 35 months
10,000 MPA
View Deal
 
BMW X5
30d xDrive M Sport 5dr Auto 7 Seat 2018 '68'
Business Lease
£750.00Excl VAT Per Month
Initial Payment £4,500.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£900.00Incl VAT Per Month
Initial Payment £5,400.00
+ 35 months
10,000 MPA
View Deal
 
Seat LEON
1.5 TSI EVO SE 5dr 2019 '19'
Business Lease
£262.00Excl VAT Per Month
Initial Payment £1,572.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£314.40Incl VAT Per Month
Initial Payment £1,886.40
+ 35 months
10,000 MPA
View Deal
 
Renault CAPTUR
0.9 TCE 90 Iconic 5dr 2018 '68'
Business Lease
£209.00Excl VAT Per Month
Initial Payment £1,254.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£250.80Incl VAT Per Month
Initial Payment £1,504.80
+ 35 months
10,000 MPA
View Deal
 
Kia OPTIMA SPORTSWAGON
1.6 CRDI ISG '2' 5dr 2018 '68'
Business Lease
£291.00Excl VAT Per Month
Initial Payment £1,746.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£349.20Incl VAT Per Month
Initial Payment £2,095.20
+ 35 months
10,000 MPA
View Deal
 
VW GOLF
1.5 TSI EVO 150 GT 5dr 2019 '19'
Business Lease
£345.00Excl VAT Per Month
Initial Payment £2,070.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£414.00Incl VAT Per Month
Initial Payment £2,484.00
+ 35 months
10,000 MPA
View Deal
 
Hyundai I10
1.0 SE 5dr 2017 '67'
Business Lease
£143.00Excl VAT Per Month
Initial Payment £858.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£171.60Incl VAT Per Month
Initial Payment £1,029.60
+ 35 months
10,000 MPA
View Deal
 
Hyundai I20
1.2 MPI SE 5dr 2019 '19'
Business Lease
£239.00Excl VAT Per Month
Initial Payment £1,434.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£286.80Incl VAT Per Month
Initial Payment £1,720.80
+ 35 months
10,000 MPA
View Deal
 
Kia SORENTO
2.2 CRDI KX2 5dr Auto 7 Seat 2018 '68'
Business Lease
£484.00Excl VAT Per Month
Initial Payment £2,904.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£580.80Incl VAT Per Month
Initial Payment £3,484.80
+ 35 months
10,000 MPA
View Deal
 
Toyota YARIS
1.5 Icon 5dr 2019 '19'
Business Lease
£229.00Excl VAT Per Month
Initial Payment £1,374.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£274.80Incl VAT Per Month
Initial Payment £1,648.80
+ 35 months
10,000 MPA
View Deal
 
Renault CAPTUR
1.5 dCi 90 Iconic 5dr 2019 '19'
Business Lease
£235.00Excl VAT Per Month
Initial Payment £1,410.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£282.00Incl VAT Per Month
Initial Payment £1,692.00
+ 35 months
10,000 MPA
View Deal
 
BMW 3 SERIES TOURING
320i M Sport 5dr Auto 2019 '19'
Business Lease
£381.00Excl VAT Per Month
Initial Payment £2,286.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£457.20Incl VAT Per Month
Initial Payment £2,743.20
+ 35 months
10,000 MPA
View Deal
 
Ford FOCUS
1.5 EcoBlue 120 Titanium 5dr 2018 '68'
Business Lease
£289.00Excl VAT Per Month
Initial Payment £1,734.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£346.80Incl VAT Per Month
Initial Payment £2,080.80
+ 35 months
10,000 MPA
View Deal
 
Hyundai TUCSON
1.6 GDI SE Nav 5dr 2019 '19'
Business Lease
£303.00Excl VAT Per Month
Initial Payment £1,818.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£363.60Incl VAT Per Month
Initial Payment £2,181.60
+ 35 months
10,000 MPA
View Deal
 
Vauxhall ASTRA
1.0T ecoTEC SRI Nav 5dr 2018 '68'
Business Lease
£255.00Excl VAT Per Month
Initial Payment £1,530.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£306.00Incl VAT Per Month
Initial Payment £1,836.00
+ 35 months
10,000 MPA
View Deal
 
Nissan QASHQAI
1.5 dCi N-Connecta 5dr 2019 '19'
Business Lease
£321.00Excl VAT Per Month
Initial Payment £1,926.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£385.20Incl VAT Per Month
Initial Payment £2,311.20
+ 35 months
10,000 MPA
View Deal
 
Toyota AYGO
1.0 VVTi X-Play 5dr 2017 '67'
Business Lease
£159.00Excl VAT Per Month
Initial Payment £954.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£190.80Incl VAT Per Month
Initial Payment £1,144.80
+ 35 months
10,000 MPA
View Deal
 
Renault CLIO
0.9 TCE 90 Iconic 5dr 2019 '19'
Business Lease
£211.00Excl VAT Per Month
Initial Payment £1,266.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£253.20Incl VAT Per Month
Initial Payment £1,519.20
+ 35 months
10,000 MPA
View Deal
 
Vauxhall INSIGNIA GRAND SPORT
1.5T SRI VX-Line Nav 5dr 2019 '19'
Business Lease
£323.00Excl VAT Per Month
Initial Payment £1,938.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£387.60Incl VAT Per Month
Initial Payment £2,325.60
+ 35 months
10,000 MPA
View Deal
 
Fiat 500
1.2 S 3dr 2019 '19'
Business Lease
£183.00Excl VAT Per Month
Initial Payment £1,098.00
+ 35 months
10,000 MPA
View Deal
Personal Lease
£219.60Incl VAT Per Month
Initial Payment £1,317.60
+ 35 months
10,000 MPA
View Deal

 

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