Poor Credit Car Lease with IVA - Stock
Do you have poor Credit or in a IVA? have you been declined for finance ? Looking for quick delivery ? let us try and help you source that new vehicle for you.
Poor Credit Questions
Select an offer and use the enquire now option. we will provide a quote and will allow you to continue with an application form. Please note that due to the regulation of the FCA - Financial conduct authority all customers must be assessed individually in terms of affordability and sensible borrowing. Whilst it is possible to get an applicant through with previous County court judgements, defaults and late payments these must be historical with either a settled judgement or current repayment plan in place. All customers will undergo a credit check, with the credit rating available to the funder. This will ensure that the leasing company has all information available to them, to be able to consider any bad credit car lease. Bad credit car leasing is available, so long as you currently meet their lending criteria.
Any customers involved in an IVA must already have an agreed amount for a car payment already included in their plan otherwise the application can not be considered. Please ensure you type Poor credit into the comment field of your online application to ensure your application is sent to the right funder to avoid unnecessary delays.
Yes you can, there are funders that specialise in car leasing for consumers with bad credit. The rate that you’re offered will be higher than any credit facility through a mainstream funder and will be dependant on your circumstances. Visit Poor Credit Car Leasing for further information
You’ll need to speak with the company that is managing your IVA first; quite often they’ll grant you your request but will impose a limit providing you’re able to prove that a vehicle is required for work or commuting obligations. Any lender is unable to offer a credit facility to you if you’re already involved in an IVA; however, providing the company managing your IVA are happy for credit to be granted and you pass the affordability checks then in short the answer is yes.
What our customers say...
Stuart The service from NVS was exceptional AND the price was the cheapest, what a combination!
Fantastic service from all at NVS, from first contact to especially Lynn who carried through the admin. This is the 10th company I've used over the last 20 years and probably the best!! I know price is the main driver, as the car is the commodity but all things considered, the service from NVS was exceptional AND the price was the cheapest, what a combination! I'll certainly be back in touch with them in two years for my replacement vehicle.
Leased a BMW 3 Series
Excellent service and highly recommended. The two people I engaged with were fantastic.
Leased a Skoda Elroq
I have used NVS for 4yrs and have just signed up for another 4yr lease. Simon and the team are incredibly attentive and responsive with comms and will bend over backwards to design a bespoke package that meets spec and budget requirements.
There are lots of companies involved in leasing a vehicle and the service could be further improved by making it clearer to new users exactly who is who - this can get complicated especially as the onus is on the customer to arrange collection at the end of a lease period.
Overall great. Have recommended to friends and family and would again.Leased a Citroen C1
